How to Unlearn Limiting Money Beliefs and Step Into Your Financial Power with Haley Sacks (a.k.a. Mrs. Dow Jones)
Ambition 2.0 | Jul 07 2026 | 00:43:08
When's the last time you actually looked at your bank account without cringing?
Amanda Goetz sits down with Haley Sacks (a.k.a. Mrs. Dow Jones), the internet's favorite financial expert, New York Times best-selling author of Future Rich Person: The New Rules for Building Wealth, and the woman behind the over two-million-strong community Mrs. Dow Jones. Haley built her entire brand on making money feel less shameful and way more accessible. And in this conversation, she gets into exactly how she did it (and how you can too).
They cover why most of us were never actually taught how to manage money (spoiler: it's not your fault), why "deprivation" is the worst financial advice, the money beliefs we absorb before we even turn seven (!!), and why looking rich and being financially powerful are two very different games. Haley also gets real about her own money trauma, her parents' complicated relationship to wealth, and the "aha money moment" that changed everything for her.
Key Takeaways:
People can inherit money, but nobody inherits financial literacy, which means anyone can build it from zero.
There's a floor to how much you can cut from your spending, but there's no ceiling to how much you can earn.
Money dates are Haley's monthly ritual of sitting down with her finances—credit card statements, invoices, upcoming spending—and it's how she stays in control.
Money is a relationship like any other—and you can't grow it if you avoid it. If you never actually sit down with your finances, don't expect it to get stronger.
A “future rich person” has control over their time, their relationships, their choices, and their ability to leave situations that no longer serve them.Timestamps:
[00:00] Intro
[04:50] The origin story of Mrs. Dow Jones
[06:09] The messages girls absorb about money growing up
[08:08] Frictionless finance and doom-spending
[11:09] Growing up with a "Wall Street father"
[15:23] Why women still feel embarrassed talking about money
[18:25] Looking rich vs. being financially powerful
[20:12] What is financial helplessness
[22:21] Haley's monthly "money date" and the 50/30/20 rule she swears by
[25:08] Why negotiating is the most underrated money move
[28:14] Where women unknowingly give away their financial power
[30:13] What to do if you feel like you're behind financially
[31:45] Rapid fire questions
[36:48] What "future rich person" really means to Haley
GUEST LINKS
Instagram: https://www.instagram.com/mrsdowjones/
TikTok: https://www.tiktok.com/@mrsdowjones
Website: https://www.mrsdowjones.com/
Book: https://bookshop.org/a/116169/9798217090907
FOLLOW THE PODCAST
IG: https://www.instagram.com/girlboss/
TikTok: https://www.tiktok.com/@girlboss
Amanda Goetz: https://www.instagram.com/theamandagoetz/
https://girlboss.com/pages/ambition-2-0-podcast
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Subscribe to the Girlboss Daily newsletter: https://newsletter.girlboss.com/
For all other Girlboss links: https://linkin.bio/girlboss/
ABOUT AMBITION 2.0
Powered by Girlboss, Ambition 2.0 is a podcast where we'll be exploring what it really means to "have it all" in work, family, identity, and self… and if it's actually worth it. Each week, you'll hear from hardworking women who've walked the tightrope of ambition. They'll share their costly mistakes, lessons learned, and practical tips for how to have it all and actually love what you have.
Learn more about your ad choices. Visit megaphone.fm/adchoices
Amanda Goetz sits down with Haley Sacks (a.k.a. Mrs. Dow Jones), the internet's favorite financial expert, New York Times best-selling author of Future Rich Person: The New Rules for Building Wealth, and the woman behind the over two-million-strong community Mrs. Dow Jones. Haley built her entire brand on making money feel less shameful and way more accessible. And in this conversation, she gets into exactly how she did it (and how you can too).
They cover why most of us were never actually taught how to manage money (spoiler: it's not your fault), why "deprivation" is the worst financial advice, the money beliefs we absorb before we even turn seven (!!), and why looking rich and being financially powerful are two very different games. Haley also gets real about her own money trauma, her parents' complicated relationship to wealth, and the "aha money moment" that changed everything for her.
Key Takeaways:
People can inherit money, but nobody inherits financial literacy, which means anyone can build it from zero.
There's a floor to how much you can cut from your spending, but there's no ceiling to how much you can earn.
Money dates are Haley's monthly ritual of sitting down with her finances—credit card statements, invoices, upcoming spending—and it's how she stays in control.
Money is a relationship like any other—and you can't grow it if you avoid it. If you never actually sit down with your finances, don't expect it to get stronger.
A “future rich person” has control over their time, their relationships, their choices, and their ability to leave situations that no longer serve them.Timestamps:
[00:00] Intro
[04:50] The origin story of Mrs. Dow Jones
[06:09] The messages girls absorb about money growing up
[08:08] Frictionless finance and doom-spending
[11:09] Growing up with a "Wall Street father"
[15:23] Why women still feel embarrassed talking about money
[18:25] Looking rich vs. being financially powerful
[20:12] What is financial helplessness
[22:21] Haley's monthly "money date" and the 50/30/20 rule she swears by
[25:08] Why negotiating is the most underrated money move
[28:14] Where women unknowingly give away their financial power
[30:13] What to do if you feel like you're behind financially
[31:45] Rapid fire questions
[36:48] What "future rich person" really means to Haley
GUEST LINKS
Instagram: https://www.instagram.com/mrsdowjones/
TikTok: https://www.tiktok.com/@mrsdowjones
Website: https://www.mrsdowjones.com/
Book: https://bookshop.org/a/116169/9798217090907
FOLLOW THE PODCAST
IG: https://www.instagram.com/girlboss/
TikTok: https://www.tiktok.com/@girlboss
Amanda Goetz: https://www.instagram.com/theamandagoetz/
https://girlboss.com/pages/ambition-2-0-podcast
SIGN UP
Subscribe to the Girlboss Daily newsletter: https://newsletter.girlboss.com/
For all other Girlboss links: https://linkin.bio/girlboss/
ABOUT AMBITION 2.0
Powered by Girlboss, Ambition 2.0 is a podcast where we'll be exploring what it really means to "have it all" in work, family, identity, and self… and if it's actually worth it. Each week, you'll hear from hardworking women who've walked the tightrope of ambition. They'll share their costly mistakes, lessons learned, and practical tips for how to have it all and actually love what you have.
Learn more about your ad choices. Visit megaphone.fm/adchoices